| Advisor Profile |
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| Name: |
Guy Conger, RFC® |
| Phone Number: |
(210) 764-6697 |
| Website: |
Visit Website
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Business Description |
Cutting Edge Financial LLC is a financial planning
firm founded in 2000 and based in the San Antonio area.We pioneered the concept of bringing financial professionals together to best serve clients needs at the highest possible level. Our Professional Services Group includes Estate Planning Attorneys, CPA's, Insurance Professionals, Mortgage Brokers,Credit Unions,Real Estate Brokers, 1031 Programs, Money Managers, Direct Participation Programs, Credit Repair Services, Banking Services, Health and PNC Brokers, CFP's and Securties Brokers.
"In a multitude of counsel there is wisdom". |
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General Information |
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| Insurance License#: |
1052654
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| Name of Broker/Dealer: |
Money Concepts
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| Name of Custodial Firm: |
Pershing
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| States Licensed in: |
Texas and Alabama
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| States Willing to do Business in: |
All
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| Years of Experience in Financial Services: |
15
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| Number of Years with Current Firm: |
6
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| I work with the following types of clients: |
Individual Investors, Investment Clubs, Businesses
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| Foreign Languages Serviced: |
Spanish
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Education |
| Academic Background |
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| BA, Economics and History - University of Texas (1990)One Year Managerial Finance UIW, World Finace Corp. Loan Officer Course, GC Services Deficency Manager Course |
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Services |
| Investment Types: |
Exchange Traded Funds (ETFs), Mortgages & Real Estate, Alternative Investments, Options & Futures, 1031/Direct Participation, Mutual Funds, Bonds, Stocks, Insurance, Annuities
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Registered Investment Advisor, Registered Financial Consultant (RFC)
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| Securities Licenses: |
Series 22, Series 63, Series 7, Series 66
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| Insurance and Annuity Licenses: |
Variable Life, Long Term Care, Life, Health, Annuity
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| Financial Organization Memberships: |
Society of Financial Services Professionals
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
60+
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| Firm's Number of Planning Clients: |
40+
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| Firm's Number of Managed Clients: |
30+
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| Assets Managed by Firm: |
$10,000,000
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Compliance |
| Registered Investment Advisor: |
Yes
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| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$100,000
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| Compensation Methods: |
Based on Assets, Hourly, Flat Fee, Commissions
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| Additional Details on Charges: |
I charge $100 per hour for Investment Advice and a one time fee of $500-$1,000 for financial Planning.
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| Prepared By: |
Guy Conger, RFC® |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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Will give full refund if customer is unsatisfied with Advisory services. |
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What are your qualifications? What is your education background? |
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Registered Investment advisor. BA in Economics and History |
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What is your approach to financial planning? |
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Belive a person's wealth is as important as their health..act as my clients personal financial physician. |
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What services do you offer? |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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All my clients have access to other professionals within my professional services group. Ex. CPA's, Attorneys, Money Managers Etc. |
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How are you compensated? How will I pay for your services? |
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Two ways either by fee or comission for products or services I may provide. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Do you offer any guaranteed results? |
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Never but referrals are provided. |
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How much risk should I be willing to take? |
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Have you ever been charged with any breaches? |
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What carrier(s) do you represent? |
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Are there any pre-existing conditions that you can not cover? |
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How long does it take to complete the application and approval process? |
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Is there a maximum age that you can insure? |
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What services do you provide? What are your specialties? |
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Finanacial Planning, Taxes, Estate Planning, Debt Counseling and my specialty is money management. |
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What is your experience? How many clients do you currently manage? |
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15 years in financial services over 60 clients |
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What financial institution(s) do you represent? |
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Everbank (bank services), Pershing (Brokerage Services), Money Concepts (insurance,direct participation programs,alternative investments) |
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How do you charge for your services? |
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$100 an hour for Advisory and from $500-$1,000 for financial plan prep. |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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Being Independent gives me the freedom to be completely candid with my clients. |
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Will you service customers with credit problems? |
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What bank(s) do you represent? |
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How long does the application process take? |
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What are your management fees? |
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What kind of plans do you specialize in? |
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Do you have a minimum requirement for number of employees or total investment value? |
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What are your qualifications? |
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Registered Investment Advisor |
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What is your approach to 401 K plan rollovers? |
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Listen to my client then do what is in their best interests. |
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How long does the process of rolling over a 401K plan usually take? |
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How many years of experience do you have? |
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What are your fees for this service? |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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Independent allows me to use only the best financial institutios in managing my clients money. |
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Do you provide a free initial consultation? |
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